We offer short term credit up to R8000 with repayment periods between one and six months at highly affordable and competitive rates.
Our Value Propositions
Need for more affordable credit
People who are not formally employed or have low and inconsistent earned income, still have very limited options when they require credit. As a business we are aware that their borrowing needs continue to be largely met by specialist commercial lenders, who operates at the lower, but costlier end of the credit market and consequently they have a real need for more affordable credit.
As a business we are also aware that access to affordable credit is still severely limited for people who have low income and they often have to borrow at high interest rates. These high interest repayments on credit obtained puts the utmost strain these households’ financial budgets.
NanoCapital was established to address the need for more affordable credit which we recognised within our communities.
Process:
1. Apply
2. Email FICA documents or hand deliver at the branch
3. Credit Worthiness/Affordability Checks
4. Approve/Decline
Entrepreneruship Funding (Venture Capital)
Feeling like you’re treading water with your small business and not making progress towards your goals?
Or are you having trouble choosing business goals to work towards this year in the first place?
We all want to be successful owners of profitable small businesses, but how do you get there from where you are?
We all know that success is not a given. If you want your small business to be more successful this year, you need to make the necessary changes to bring that about.
That work may be as simple as investing in a new tool or as difficult as changing your thinking about some of your business processes.
But you haven’t brought your business this far to just let it stagnate, have you?
The SMME landscape is fast and flexible.
It requires investors who understands how entrepreneurial businesses operate and NanoCapital can assist your business with the following:
Capital
We provide funding which will enable you to grow your business. NanoCapital’s funding will be exchanged for equity in your business.
Skills
NanoCapital’s directors obtained their experience in multinational companies and they have the skills that’s needed to grow or help your business succeed.
If you are someone whose looking for assistance to grow your business or a prospective enetrepreneur with a solid business idea, but don’t know how to get it off the ground, Feel free to contact us. We are always happy to assist.
Contact one of our directors and tell us more about your business idea/needs.